Wednesday, 24 October 2018

went to bank to open FD but RM ask me to buy accumulators

yesterday during lunch, went to a bank (won't mention which), to open a FD. cos there's quite an attractive promotion going on. and these funds are part of my emergency ones. so no harm getting something better for them, anyway most likely they will stay put also.

while waiting in the room and being served with a drink there, the RM came ....
sir, you know there's this product, like bank shares, you buy at this price then potentially....
its basically accumulators!

wah... got this kind of promotion 

11 comments:

  1. Ang gong gong,

    You open FD, the RM don't earn a single cent.

    But if you bought what the RM is hawking, well, nothing motivates greater than sales incentives!


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    Replies
    1. yeah, unscrupulous lar.
      how can do that one?
      accumulators will kill customers later

      Delete
  2. be careful, don't kanna con by sweet young things. i have 3 experiences with uob (1x) and ocbc (1x) so far. ocbc is very aggressive, anyhow sell despite i keep saying i only want FD. like i don't buy, don't let me leave the cubicle or cannot open FD. i wrote on MAS website to complain. then all the stupid wayang letter from the bank. last 2 years i had sever all my ties with ocbc. very afraid to step into this bank after those incidents.

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    Replies
    1. the RM is a guy around 30. not sweet young things.
      agreed, ocbc seemed to be the more aggressive one.
      shocked as to how can they sell accumulators to clients like that
      its not as if client ask them whether got any new product to recommend.
      MAS should review such acts IMO

      Delete
    2. syt dont.appeal.to.u, only guys do, i.understand.that.

      Delete
    3. u know, an old senior army officer once told me,
      there are two things which will bring down successful men.
      one is money
      the other woman

      Delete
    4. Third is vices... like gambling, drugs, alcohol

      Delete
  3. machiam lehman time, RM ask pple buy derivatives like that
    got to be damn careful
    if they insist, i will ask them why u take subway and ask someone who drives to buy the product if its bao chi (learn from wb)

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  4. I think the rm drives nice car and sell to prudent clients who actually take subway LOL

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    Replies
    1. also possible! these days anything is possible.

      Delete

hello