Dividend and Portfolio Update November 2019

Dividend by month

1) singtel lianbeng hsbank
2) fcot sgx  starhillg fct sphreit cmt  capitaretail capitacom mit suntec dbs
3) spost  taisin  nam lee hkland hsbank petronas
4) hsbc
5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc
6)  netlink hsbank maybank petronas dbs
7) singpost  tcil hsbc
8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi dbs
9)   hlf teckwah singre capitaretail  petronas hsbank
10) sgx tcil lian beng hkland hsbc  maybank
11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec dbs sia netlink
12) sph ksh ock sats  ksh gpi  petronas



Remarks:

Added maybank. petronas gas, gp industries, singpost, hong leong finance and hong kong land

Sold off majority of fcot today at 1.72, represents a hefty cagr gain of 15%pa over the past 3 years, and according to my own plan of slowly reducing dependence on reits when the opportunity presents itself.

Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

(all investments involves risks, including total capital losses and even getting in debt. please invest at your own risk)

cut and paste this link to join telegram dividend investment discussions 

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

the risk of not accepting a general offer

just want to highlight to investors, especially dividend investors, the risk of not accepting a GO.

dividends are the focus of dividend investors. when a GO comes, most of the time it represents a premium to the price which the investors bought in.

however sometimes, the price is not suitable, or maybe, some analyst say that the price should be much higher to be fair.

investors need to take note who is in overall control of the company still.

the company can continue to pay dividends, of course, thats the ideal situation, while waiting for GO to be revised.

but we have observed in the case of challenger, the go did not happen, and now appears dividend became omitted. of course, it might resume next year, but we don't know.

in the case of hupsteel, investors who remain in the company when it was delisted, also appears not to continue receiving their dividend. and those investors cannot easily sell their shares since its delisted.


thats a pitfall of investing and investors need to be take note.

cut and paste this link to join telegram dividend investment discussions 

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Dividend and Portfolio update October 2019

Dividend by month

1) singtel lianbeng hsbank
2) fcot sgx  starhillg fct sphreit cmt  capitaretail capitacom mit suntec dbs
3) spost  taisin  nam lee hkland hsbank petronas
4) hsbc
5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc
6)  netlink hsbank maybank petronas dbs
7) singpost  tcil hsbc
8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi dbs
9)   hlf teckwah singre capitaretail  petronas hsbank
10) sgx tcil lian beng hkland hsbc  maybank
11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec dbs sia netlink
12) sph ksh ock sats  ksh gpi  petronas



Remarks:

Added dbs, ocbc, hang seng bank, tan chong, maybank, petronas. Rebalance a bit of sgx.

Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

(all investments involves risks, including total capital losses and even getting in debt. please invest at your own risk)

cut and paste this link to join telegram dividend investment discussions 

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

Dividend and portfolio update September 2019

Dividend by month

1) singtel lianbeng
2) fcot sgx  starhillg fct sphreit cmt  capitaretail capitacom mit suntec
3) spost  taisin  nam lee hkland hsbank
4) hsbc
5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc
6)  netlink hsbank
7) singpost  tcil hsbc
8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi
9)   hlf teckwah singre capitaretail  hsbc hsbank
10) sgx tcil lian beng hkland
11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec hsbc
12) sph ksh ock sats netlink ksh gpi hsbank



Remarks:

Added more local banks, hlf and singpost





Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

cut and paste this link to join telegram dividend investment discussions 

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

Dividend and portfolio update August 2019

Dividend by month

1) singtel lianbeng
2) fcot sgx  starhillg fct sphreit cmt  capitaretail capitacom mit suntec
3) spost  taisin  nam lee hkland hsbank
4) hsbc
5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc
6)  netlink hsbank
7) singpost  tcil hsbc
8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi
9)   hlf teckwah singre capitaretail  hsbc hsbank
10) sgx tcil lian beng hkland
11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec hsbc
12) sph ksh ock sats netlink ksh gpi hsbank



Remarks:

Added more local banks, hang seng bank, HLF

Went for hsbc scrip





Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

cut and paste this link to join telegram dividend investment discussions 

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

Dividend and portfolio update - July 2019

Dividend by month

1) singtel lianbeng
2) fcot sgx  starhillg fct sphreit cmt  capitaretail capitacom mit suntec
3) spost  taisin  nam lee hkland
4) hsbc
5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec bumi hlf ocbc
6)  netlink
7) singpost  tcil hsbc
8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi
9)   hlf teckwah bumi singre capitaretail hkland hsbc
10) sgx tcil lian beng
11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec hsbc
12) sph ksh ock sats netlink ksh gpi



Remarks:

Added more local banks, hsbc, hkland, singre.


I would be eagerly waiting for the blue chips counters to report their results in the coming weeks.




Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

cut and paste this link to join telegram dividend investment discussions 

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

True story of a dividend investor

True story of a dividend investor. Hope it will inspire others to be on the correct track.


He has very kindly and graciously agreed and allowed me to share this with others



I started my investing journey some 20 years ago. 

Started out with tips from friends, family and media. That did not end well. 

Then got introduced to an investment news letter by a popular value investor . Did ok but was frustrating sitting on under valued stock that did not go anywhere. 

Then tried my hands on trading with charts, stop loss, etc. That was the most nerve wrecking time, second guessing my decisions, glued to the market. I don’t know how those day traders do it daily. 

Finally it was dividend investing where l found peace, getting paid while waiting for the companies to manage growth and increase their value.

I believe this is the way to go, together with portfolio management . 

That’s a very short summary of my investing journey. Hope that helps my fellow journey investors.

cut and paste this link to join telegram dividend investment discussions 

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

Dividend and portfolio update June 2019

Sold most of FCT and Plife above 260 and 310. Used proceeds to add banks and keppel corp

Accepted FCT rights at 235

Sold off all of fortune reit and used proceeds to add HSBC. Fortune reit going to delist from sgx, and further holding would need to be held in custodian ac. HSBC happened to be at good price and yield, and pays quarterly. If need to be custodian account, choosing between fortune reit and hsbc, the latter would be a much better choice.

Added Hkland, GPI

As i grow older, i am placing more emphasis on larger companies and blue chips. Risk management strategy shifting gradually, overall giving up a bit on yield for stability and peace of mind.

Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

cut and paste this link to join telegram dividend investment discussions 

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

Dividend and Portfolio update May 2019

Added SIA and banks and hlf.

As i grow older, i am placing more emphasis on larger companies and blue chips. Risk management strategy shifting gradually, overall giving up a bit on yield for stability and peace of mind.

Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

cut and paste this link to join telegram dividend investment discussions 

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

S$11k portfolio giving 11months dividends per year

I put myself in the shoes of an middle age to older person. I can doing some part time job to keep busy and to earn a little income. I want to have passive income every month. I do not like to monitor the market as I find that stressful and I might end up making wrong desisions. I want a low risk portfolio. Perhaps, at most once or twice a year, I take a look at the absolute values of the portfolio. And importantly, I do NOT want to outlive my portfolio and I would like to see the the overall dividends go up with time.

ok

here it is

Singtel 500 shares   $1560
SPH 400 shares   $944
Netlink NLT 1200 shares   $1008
DBS 100 shares $2630
SGX 200 shares  $1480
Singpost 1000 shares  $960
ST Eng 300 shares  $1185
Mapletree Industrial Trust (MIT) 800 shares   $1656

Dividend (figures represent sum in dollars)

Jan    Sintel 34
Feb   DBS 30 SGX 15 SPOST 5 total 50
Mar   MIT 16
Apr
May   STE 30 SPH 22 DBS 30 SGX 15 total 97
June   NLT 24 MIT 16  total 40
July   SPOST 20
Aug   MIT 16 SINGTEL 53.5  DBS 30 SPOST 5 total 104.5
Sept   STE 15
Oct    SGX 15
Nov   DBS 30 SGX 15 SPOST 5  total 50
Dec    SPH 28 NLT 24 MIT 16  total 68

*** this is just my own plan for my ownself, use it as a guide, if anyone wants, at your own risk

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

Dividend and portfolio update April 2019

No dividends received from stock counters for month of April. Few counters paying in May went XD in April

Added SIA, SPH, SGX, Bukit Semb and SingRe. Nothing sold.

Great news from DBS as it decided to pay quarterly now. Wonder if the other banks would follow.

Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

cut and paste this link to join telegram dividend investment discussions 

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

Dividend and portfolio update March 2019

Remarks:

Added more banks, sia and keppel corp

On review of ums position, figured out that the risk benefit does not fit in and took the chance to sell it off at 74c, and bought keppel corp in the process. ums-dividend cut last term and now absence of special.






Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

cut and paste this link to join telegram dividend investment discussions 

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

Hyflux

from the dividend perspective,

all was well, and the company was even paying biannual dividends starting 2010

then if u notice, 2012 and 2013 dividend seems to have taken a halt in growth. Sure, it could be a natural part in its business.

then in 2014 and 2015, dividend was cut to 0.023c for each of those years. This should ring some alarm bells already.

2016 dividend cut further to 0.012. IMO should be time to get the hell out.

look at 2017, skipped dividend for august. if still don't get out...really good luck amd really need to find a damn good reason not to


Created a telegram chatgroup for those interested in dividend discussions.


https://t.me/Jamescookandrew

Noted the above is channel telegram, not ideal for new members to start posting as soon as they join

cut and paste this link to join telegram dividend investment discussions on a more private level

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

Dividend and portfolio update Feb 2019

***Have omitted the dividend by month as the above list is more informative and its more taxing to check and update the individual counters, since some counters can pay 1 month earlier or 1 month later.


Remarks:

Added more three banks keppel corp sia sph sia


bank prices took a slight hit and i was able to add some more. dividend bumped up in some cases

st eng i thought it would also up dividend but it was maintained at 10c.

comfort also reported results within my expectations. dividends raised slightly.

hlf reported some good results. nav rose to exceed $4. dividend raised also.






Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

Dividend and portfolio update Jan 2019

Dividend by month

1) singtel
2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec
3) spost  taisin  nam lee
5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec bumi hlf ums
6) tcil ocbc
7) singpost ums
8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt ock fortune  capitacom  siaen mit sats uob cdg sci
9)   hlf teckwah bumi singre capitaretail
10) sgx ums tcil
11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec
12) sph ksh ock sats netlink ums



Remarks:

Added more cdg sia and three banks.

As expected (see previous post), taisin continued to slide.. Market is taking a while to correct downwards and reflecting the similar bearish view of eventual eps drop and dividend cut. the last straw would be seeing the real result. of course, i could be totally wrong on this, as market is proven time and again to spring surprises to investors, big and small. if taisin were a billion dollar blue chip, i might just hold on. but its not, and safety first.

Fortune reit released a very good set of results yesterday. both nav and dividend rise as expected. and as expected, this counter continued to rise upwards against the broader market weakness.

tan chong went down with the profit guidance result. this counter is for long, so its not unexpected that those with short horizon and weaker holders to bail out. as time goes, this gets even more undervalued.

I would be eagerly waiting for the blue chips counters to report their results in the coming weeks.




Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

Its time in the market which matters ... read this and work out the sums

Let me share a educational story as a new year inspirational story

Meet Uncle High, Sg worst investor who only buys at the highest point in the market. 

He has good intentions to invest his money but each time he does it, he does it right at the time when the masses has nearly completed their frenzy buying. 

Born 1965

Studied hard and Graduated with a University degree and started work in 1988, just after Black Monday crisis

Landed job earning 2kpm

Saved 0.5kpm from 1988 to 1996 and

Bought into STI high 2450 February 1996

STI crashed 2yrs later 1998 STI 896. Wipe out 64%! Yes, 64%. Meaning every $1000 became $360 or pretty much so.

From 1996 to October 2007 STI 3800, managed to save 1kpm due to wage increase. 

Bought in at STI 3800

Then STI crashed March 2009 1500. Wipe out 61% of value! Meaning every $1000 became $390 or pretty much so.

He only buys blue chips in SG of the largest cap and reinvest his dividends as they come. Average STI returns over past 30yrs is around 8-10%. We take 8% since Paul High is such a lousy investor

Being twice unluckily at having bought at the highest STI just before the massive crashes occur, Paul High decides to stay off investing as he thinks he has enough of it.


U think Uncle High at 54 years of age, is a loser as of 2019? What do you think is his current net worth?

Dividend and Portfolio Update Dec 2018

Dividend by month

1) singtel
2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec
3) spost  taisin  nam lee
5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec bumi hlf ums
6) tcil ocbc
7) singpost ums
8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt ock fortune  capitacom  siaen mit sats uob cdg sci
9)   hlf teckwah bumi singre capitaretail
10) sgx ums tcil
11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec
12) sph ksh ock sats netlink ums



Remarks:

Market continued to show weakness. I was able to add some very good blue chips at good prices.
Added all 3 banks, SATS and SIA. Nothing sold.

Strategy unchanged and served me well during this downturn. Should STI fall below 3k, will continue to add very good blue chip counters.

Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.