Tuesday, 27 September 2016

what a 10k dividend portfolio can do for you - safe and sound.

We all want stability and to be able to sleep in peace.

So familiar are these companies that almost everyone would know most of them and are comfortable buying what they know. Who doesn't have mails delivered by singpost? Who doesn't use singtel or call someone who uses singtel? Who doesn't know capitalmalls and frasers malls? Who doesn't know Mount E is the premier medical centre?
and the list goes on.....

and notice that a lot of these counters have vested interests overseas, thus reducing single country risks.

Here is a portfolio made up for all the familiar brand names in singapore. very likey they will continue to exist for the many years to come

Each counter is worth approx $1,000. total portfolio value is approx $10,000

On the right is the number of shares

singpost 600
singtel 250
capitalmall reit 400
frasers ct  400
parkway life  400
capitacom  600
comfort delgro  300
st eng  300
sheng siong  900
suntec  600


January singtel $17
February Reits $84.9
March singpost $9
May Reits Comfort St E Sheng siong $118.25
July singpost $9
August Reits singtel singpost comfort shengsiong $141.5
Sept St E $15
Nov $66.5


By february, the dividend would have hit a three digit mark. By May, we can start to compound!

Best of all, we don't really have to monitor this. Unlikely any of these counter will go bust any time soon.

This would be my reply to a retiree who asked me for help in investing his money in familiar stocks and want regular income yet dislike too much risk. I told him I am no expert financial adviser, but if I were him, I could consider the above counters.  Of course, we should just check on our investments every now and then to see if there are any changes. We shouldn't be too bothered about price changes. Price goes up, don't be too happy. Likewise price goes down, don't be too sad. If too bothered about price, maybe the best place is to keep our money in the bank.

Anyway,...we have 8 months filled up with dividends.

Small money to some...but they can turn handy to a lot of people out there.














Wednesday, 21 September 2016

portfolio action - added roxy pacific

found a good price to add roxy pacific. price drop is due to weaker property sentiments leading to weaker earnings and hence lower dividends, which is broad market based effect rather than company.
would have dividend fixed up for 4 & 8 month

Tuesday, 20 September 2016

portfolio action - added low keng huat

seems undervalued at 54c, thus added some.

expect it to maintain 4c dividend. last 6mth earning already nearly 7c. assuming 40-50% payout.

pays in june 

portfolio recent action - trimmed fcot and starhill

fht recent rights served as warning. fcot is its siblings. what happened to the former might happen to the latter.
i trimmed fcot to around 5%. so that if the same happens to fcot, the effects to my portfolio is mitigated.
fcot last rights was more than 5 years ago. and its been having scipt to conserve cash, thus chance of rights should be less. moreover, hotel redev at ccs site would feed it some 40m cash.
still, better to play safe.
i trimmed starhill to the same proportions.
that way, i can collect 6-7% yield with reduced risk.

Portfolio recent action- nam lee pressed metal

sold off nam lee
- thanks to a recent analyst report, nam lee ran up to 40c and beyond
- my net net price, taking into account dividends would be around 25c and i held nam lee for 2-3 years
- cagr would be around 20%
- i am doubtful if this cagr can be repeated
- thus better to take money off table