PORTFOLIO AND DIVIDEND UPDATE DECEMBER 2020

The year started with index 3238 and ended a couple of days back with index 2843. This represents a drop of 12.2%. 

I stayed the course and continued to add more dividend stocks. At STI 2800 plus, local market is starting to appear not so cheap. But compared to other major indices it’s relatively cheaper. As I am already pretty heavy on local banks, I turned my attention to overseas market, mainly HK and My.

I continued to add shares which I see potential for good dividend payouts and subscribe to scrip dividends where possible. The past year, the latter proved fruitful, as in the case of local banks, Far East consortium and sinoland. 

I took position in water oasis. I noted that it has postponed its board meeting and now the shares are suspended pending audits of its accounts. I could be wrong in this but my mistake  is limited to a less than two tenth percent of it becomes zero. Even for such a position, I did my due research. It’s been paying dividends for past 20yrs or so and has one bonus issue. More than 10% cagr if one were to stay vested since listing. And it’s recently subscribed for hkd132m worth of blue moon shares. But let’s see whether this will turn out to be a disaster or it’s still business as usual. 

This month, I added more LPI capital, Pokfulam, MagniTech, Wellcal, WingOn and Water Oasis.

Coming weeks cash coming in next week and after...

5/1 TaiC

8/1 MagniTech

11/1 SGdwn P&O

12/1 CHH

15/1 Stel

18/1 Maybank new shares lai

22/1 WHR Oriental panasonic

29/1 Takaful

5/2 FEC

22/2 Pokfulam

23/2 Nam Lee Pressed Metal


* means approx date based on last year

Congrats all who owns the above counters and other counters paying out soon !

Stay the course. Let the dividends compound.


(Pls double check the dates and the above does NOT represent any recommendation to buy any of them)

Dividend by month

1) singtel Panasonic tai Cheung  Chen Hsong holdings Takaful P&O Pokfulam Safety Godown MagniTech
2) sgx  plife starhillg fct sphreit cct mit suntec hsbank lian beng nam lee singpost LPI capital FEC pokfulam
3)   taisin  hsbank petronas capitaretail pbb clp zhulian hysan SHK P&O GMsia Wellcal Water Oasis
4) hsbc dbs cimb TNB P&O MagniTech
5) steng plife sgx  uob sph starhillg fct sphreit cct cdg hcg Singre mit sci suntec  hlf ocbc ge ckh P&O UnitedPlantn
6)  netlink hsbank maybank petronas Kc dbs hkland FLT clp zhulian Lung kee goldlion hung hing P&O pokfulam Wellcal WingOn Water Oasis
7) singpost  tcil hsbc bochk aeon creditHK hk Beijing enterprises KWAH Miramar Hotel GMsia Pokfulam MagniTech
8) singtel  suntec ocbc  starhill sci kc steng fct singpost sphreit cct ock siaen mit sats uob cdg sci ksh gpi dbs LPI capital P&O Oriental Holdings FujiK
9) plife  hlf singre capitaretail  petronas hsbank ge hsbc ckh pbb clp wantwantchina Panasonic tai Cheung zhulian Chen Hsong holdings lung kee goldlion hysan Miramar Hotel Safety Godown Wellcal
10) sgx tcil lian beng hkland hsbc  maybank bochk aeon creditHK hkbeijing enterprise SHK TNB K WAH Hung Hing P&O GMsia MagniTech WingOn
11) taisin sgx spost plife starhillg fct CCT  siaen mit suntec dbs netlink hsbc cimb FEC Oriental Holdings
12) sph ksh ock sats  ksh gpi  petronas FLT CLP wantwantchina zhulian FujiK UnitedPlantn Wellcal

@   dividend paying might change a bit cos agm dates shifted due to covid 19.

(all investments involves risks, including total capital losses and even getting in debt. please invest at your own risk)

PORTFOLIO AND DIVIDEND UPDATE NOVEMBER 2020

What an incredible run up that happened in  the month of November. Early November began with a market level of around 2500 and ended the month putting on some 350 points to end at 2850! This update was prepared on 29/11. Edited 30/11 end of day, market slumped by 58points. So overall still this month up by close to 300points, or 12% gain in a month. 

Imagine a person who predicted a big crash and turned full cash at 2500 level to some others who still have a high cash warchest. They would have missed out on this big run up in prices, and also dividends from some of the counters, if any.

Overall, I stayed the course, as I realised that I am unable to time the market and would fail miserably if I attempt to so do from past experiences. The edit above also proves this point . How can anyone predict the market accurately? Continued my weekly adding of dividend stocks. As the market rose, I switched my focus from banks to other undervalued stocks, as the former became less and less cheap in price. 

This month, added more CIMB, Fujikon, Gas Malaysia, United Plantations, Pokfulam, Safety Godown and Wah Ha Realty.

This is becoming a very diversified portfolio with nearly 80 stocks from Sg Hk and My, with actually a very focused approach of increasing the dividends aka cash flow overall. This has two important advantages, one is that it reduces the risks to any one single counter progressively, two, it evens out cash flow over time. Initially, I was pretty happy in receiving dividends monthly. Now as time goes by, weekly also is happening. Of course, focus is not on weekly dividends and working the way to the counters, but rather work the other way round, at what's suitable to add.  

And sleep is an important litmus test to whether the investment is suitable or not. If keep on thinking about stocks till insomnia, then something is wrong and needs to be examined.

Coming weeks cash coming in next week and after...

1/12 MIT

2/12 Spost

4/12 Uplantn NLT FCT CRCT

7/12 Sinolnd 

9/12 ZL Fujik
15/12 CLP
17/12 FLT OCK

18/12 SPH

22/12 PG

23/12 WW

24/12 LF

28/12 FEC

5/1 TaiC

11/1 SGdwn

12/1 CHH

15/1 Stel

22/1 WHR Oriental


* means approx date based on last year

Congrats all who owns the above counters and other counters paying out soon !

Stay the course. Let the dividends compound.


(Pls double check the dates and the above does NOT represent any recommendation to buy any of them)

Dividend by month

1) singtel Panasonic tai Cheung  Chen Hsong holdings Takaful P&O Pokfulam Safety Godown
2) sgx  plife starhillg fct sphreit cmt  capitacom mit suntec hsbank lian beng nam lee singpost LPI capital FEC
3)   taisin  hsbank petronas capitaretail pbb clp zhulian hysan SHK P&O GMsia
4) hsbc dbs cimb TNB P&O
5) steng plife sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc ge ckh P&O UnitedPlantn
6)  netlink hsbank maybank petronas Kc dbs hkland FLT clp zhulian Lung kee goldlion hung hing P&O
7) singpost  tcil hsbc bochk aeon creditHK hk Beijing enterprises KWAH Miramar Hotel GMsia Pokfulam
8) singtel  suntec ocbc  starhill sci kc steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi dbs LPI capital P&O Oriental Holdings FujiK
9) plife  hlf teckwah singre capitaretail  petronas hsbank ge hsbc ckh pbb clp wantwantchina Panasonic tai Cheung zhulian Chen Hsong holdings lung kee goldlion hysan Miramar Hotel Safety Godown
10) sgx tcil lian beng hkland hsbc  maybank bochk aeon creditHK hkbeijing enterprise SHK TNB K WAH Hung Hing P&O GMsia
11) taisin sgx spost plife starhillg fct cmt siaen mit suntec dbs netlink hsbc cimb FEC Oriental Holdings
12) sph ksh ock sats  ksh gpi  petronas FLT CLP wantwantchina zhulian FujiK UnitedPlantn

@   dividend paying might change a bit cos agm dates shifted due to covid 19.

(all investments involves risks, including total capital losses and even getting in debt. please invest at your own risk)

PORTFOLIO AND DIVIDEND UPDATE OCTOBER 2020

 As I write this towards the end of october 2020, market has fallen below 2500. Lots of reds when i open up the screen during the time of writing this.

Counters added this month : P&O, Oriental Holdings, Miramar Hotel and DBS.

I am doing more research on the UK dividend counters before getting some of them. As usual, a good sustainable yield with a past history of being able to raise dividends. I am looking at counters like rdsb, gsk, lgen, national grid etc. As usual, each counter would probably occupy 1% or less. So objective would be to avoid losers, rather than ability to pick winners, that's good enough. ( thanks to kind friends for their gracious non-selfish sharing)

Cash flow is the key in this kind of down market, no cash flow, can forget about buying anything without selling anything.

At the same time, stay healthy is my other objective. No point having lots of money at the end of the day, only to use it to try to cure the poor health suffered attaining that very wealth.

Sleep is very important. I find 7-8 hours of uninterrupted sleep is useful to maintain alertness and calm throughout the day. Sleeping less and using coffee to support the awakeness is much less useful that a good restful sleep. That said, I find exercising adequately and frequently useful. To destress as well as help sleep more deeply.

Cheers!!!

Coming weeks cash coming in next week and after...


30/10 AeonCHK P&O
5/11 HSB
6/11 FEC SGX
13/11 Taisin
12/11 Heineken
19/11 SHK CMT(new merger name TBA)
22/11 SIAE*
26/11 NLT*
28/11 ksh* Suntec*
29/11 FCT* SGR*
6/12 MIT*

9/12 ZL
7/12 Sinoland
11/12 Sats* 
12/12 GPI*
15/12 CLP
16/12 FLT*
17/12 OCK*
18/12 PG*
20/12 sph*
24/12 WW*

* means approx date based on last year

Congrats all who owns the above counters and other counters paying out soon !

Stay the course. Let the dividends compound.


(Pls double check the dates and the above does NOT represent any recommendation to buy any of them)

Dividend by month

1) singtel Panasonic tai Cheung  Chen Hsong holdings Takaful P&O
2) sgx  plife starhillg fct sphreit cmt  capitacom mit suntec hsbank lian beng nam lee singpost LPI capital FEC
3)   taisin  hsbank petronas capitaretail pbb clp zhulian hysan SHK P&O
4) hsbc dbs cimb TNB P&O
5) steng plife sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc ge ckh P&O
6)  netlink hsbank maybank petronas Kc dbs hkland FLT clp zhulian Lung kee goldlion hung hing P&O
7) singpost  tcil hsbc bochk aeon creditHK hk Beijing enterprises KWAH Miramar Hotel
8) singtel  suntec ocbc  starhill sci kc steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi dbs LPI capital P&O Oriental Holdings
9) plife  hlf teckwah singre capitaretail  petronas hsbank ge hsbc ckh pbb clp wantwantchina Panasonic tai Cheung zhulian Chen Hsong holdings lung kee goldlion hysan Miramar Hotel
10) sgx tcil lian beng hkland hsbc  maybank bochk aeon creditHK hkbeijing enterprise SHK TNB K WAH Hung Hing P&O
11) taisin sgx spost plife starhillg fct cmt siaen mit suntec dbs netlink hsbc cimb FEC Oriental Holdings
12) sph ksh ock sats  ksh gpi  petronas FLT CLP wantwantchina zhulian

@   dividend paying might change a bit cos agm dates shifted due to covid 19.

(all investments involves risks, including total capital losses and even getting in debt. please invest at your own risk)

Portfolio and dividend update September 2020

This is my update for the month of September.  This covid crisis has accelerated my overseas investments, namely into the HK and Malaysia markets. Might go into the UK market also, should attractive opportunities present themselves. Diversification and adding of good dividend paying stocks with a solid track record of paying would be the foci here. Absorb volatility in prices, as these are beyond anyone's control, with adequate holding power and use cash flow from dividends to add more dividend stocks to further enhance cash flow.

Dividends coming in frequently is still a delightful experience , with as frequently as twice a day to once in a few weeks.

Cash flow is the key in this kind of down market, no cash flow, can forget about buying anything without selling anything.

Cheers!!!

Coming weeks cash coming in next week and after...

29/9 Hanglung litrak
30/9 Carlsberg bochk
1/10 Petronas
5/10 DBS
7/10 OCBC
9/10 SGX
13/10 UOB
14/10 HKL TNB
21/10 K.Wah MIT*
22/10 HHP
27/10 KSH
28/10 BeijingENT OCK
30/10 AeonCHK
2/11 FLT*
5/11 HSB
6/11 FEC
11/11 SGX*
13/11 Taisin
12/11 Heineken
19/11 SHK
22/11 SIAE*
26/11 NLT*
28/11 ksh* Suntec*
29/11 FCT* SGR*
6/12 MIT*
7/12 Sinoland
11/12 Sats* ZL*
12/12 GPI*
13/12 CLP*
16/12 FLT*
17/12 OCK*
18/12 PG*
20/12 sph*
24/12 WW*

* means approx date based on last year

Congrats all who owns the above counters and other counters paying out soon !

Stay the course. Let the dividends compound.


(Pls double check the dates and the above does NOT represent any recommendation to buy any of them)

Dividend by month

1) singtel Panasonic tai Cheung  Chen Hsong holdings Takaful
2) sgx  plife starhillg fct sphreit cmt  capitacom mit suntec hsbank lian beng nam lee singpost LPI capital FEC
3)   taisin  hsbank petronas capitaretail pbb clp zhulian hysan SHK
4) hsbc dbs cimb TNB
5) steng plife sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc ge ckh
6)  netlink hsbank maybank petronas Kc dbs hkland FLT clp zhulian Lung kee goldlion hung hing
7) singpost  tcil hsbc bochk aeon creditHK hk Beijing enterprises KWAH
8) singtel  suntec ocbc  starhill sci kc steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi dbs LPI capital
9) plife  hlf teckwah singre capitaretail  petronas hsbank ge hsbc ckh pbb clp wantwantchina Panasonic tai Cheung zhulian Chen Hsong holdings lung kee goldlion hysan
10) sgx tcil lian beng hkland hsbc  maybank bochk aeon creditHK hkbeijing enterprise SHK TNB K WAH Hung Hing
11) taisin sgx spost plife starhillg fct cmt siaen mit suntec dbs netlink hsbc cimb FEC
12) sph ksh ock sats  ksh gpi  petronas FLT CLP wantwantchina zhulian

@   dividend paying might change a bit cos agm dates shifted due to covid 19.



Remarks:

Remained diversified. Added local big 3 during downturn and Added more dividend payors : Hung Hing Print, FEC, TNB, K Wah.

(all investments involves risks, including total capital losses and even getting in debt. please invest at your own risk)

cut and paste this link to join telegram dividend investment discussions 

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

DIVIDEND AND PORTFOLIO UPDATE AUGUST 2020

So far in my many years of investing, this is the toughest period. Not sure how long more it will last, maybe 1 more year, 2 years. And the economic impact and the time to recover might take longer. The recent SATS results, the management estimated that the recovery might take up to 2024. That's a long time more, 4 years! 

Lot of unprecedented events, lots of companies such as HSBC and Malaysian banks etc which never skipped dividends previously, now not paying. And a lot of others are reducing their dividends. Many of these are not lousy companies which are not making money or on the brink of collapse, but are stellar blue chips like the banks, both in singapore and overseas. 

And in US, stock markets have recovered to almost the same as precovid levels. Incredible by itself when we see that the covid infection rates are still very high there. And billionaires becoming richer and richer. The richest man in the world now worth us$200B. It sounds tempting to join in the bandwagon. I mean, it wasn't long ago when his wealth was us$100b and it took such short time to double. It could well double again in say less than 5 years. For most of us, it seems so arduous and time consuming to double their money and some people are making billions just like that!

However i recalled the dot com bubble which happened decades ago. I read about it and it made lots of people lose a lot of money. Sure, it made them rich before they lost it all again. The richest man even if he loses 99% of his wealth, is still worth us$2B. Not the same for the man in the street and myself included. 

Crisis makes me re read my books again and this story was illuminated as I read along

So is this time really different? I don’t know for sure, but I suspect not so. 

I suspect it might also seem “to be different” around the year 2000 also, that’s when Nasdaq was almost 5k.

And market crashed shortly. It took 15yrs to re reach that level again

In other words, those who moved into tech in late 1990s to 2000 and failed to get out of the market most likely saw themselves facing massive paper losses and it took 15yrs to get back at that level again. 

Maybe some can manage to get it at 4500 points and get out at 5000. How they know? I don’t know. But I know I can’t for sure.

For me i don’t have much experience with tech stocks and the risks seem high for my circumstance. Maybe it really can make money faster. However, at my age, I think I would forgo quick gains and still focus on what i do best and know best ie dividends and reinvesting them. I think there’s a good chance of dividends returning to previous levels once the companies profit returns and the economy recovers. 

 Coming weeks cash coming in ...

26/8 GE
27/8 suntec
28/8 CMT CRCT SGR
2/9 Plife STE
3/9 HSB. Hysan
8/9 Luk Fook
9/9 WW ZL HLF
10/9 Teckwah*
11/9 LPI
15/9 CLP goldlion
16/9 CHsong TaiC Singre lung kee
17/9 kerry* CKH
23/9 TCIL
25/9 Panamy
27/9 Litrak*
28/9 CRCT
29/9 Hanglung
30/9 Carlsberg
1/10 Petronas
2/10 MB*. BOCHK*
5/10 DBS
7/10 OCBC
9/10 SGX
10/10 UOB
17/10 HKL*
21/10 MIT*
26/10 HKBJ*
30/10 AeonCHK* HSB*
2/11 FLT*
6/11 CIMB*
11/11 SGX*
13/11 Taisin
12/11 Heineken
22/11 SIAE*
26/11 NLT*
28/11 ksh* Suntec*
29/11 FCT* SGR*
6/12 MIT*
7/12 Sinoland
11/12 Sats* ZL*
12/12 GPI*
13/12 CLP*
16/12 FLT*
17/12 OCK*
18/12 PG*
20/12 sph*
24/12 WW*

* means approx date based on last year

Congrats all who owns the above counters and other counters paying out soon !


Dividend by month

1) singtel Panasonic tai Cheung  Chen Hsong holdings Takaful carlsberg
2) sgx  plife starhillg fct sphreit cmt  capitacom mit suntec hsbank lian beng nam lee singpost LPI capital
3)   taisin  hsbank petronas capitaretail pbb clp zhulian hysan SHK
4) hsbc dbs cimb
5) steng plife sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc ge ckh carlsberg heinkein
6)  netlink hsbank maybank petronas Kc dbs hkland FLT clp zhulian Lung kee goldlion
7) singpost  tcil hsbc bochk aeon creditHK hk Beijing enterprises carlsberg
8) singtel  suntec ocbc  starhill sci kc steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi dbs LPI capital
9) plife  hlf teckwah singre capitaretail  petronas hsbank ge hsbc ckh pbb clp wantwantchina Panasonic tai Cheung zhulian Chen Hsong holdings lung kee goldlion hysan luifook
10) sgx tcil lian beng hkland hsbc  maybank bochk aeon creditHK hkbeijing enterprise SHK carlsberg heinkein
11) taisin sgx spost plife starhillg fct cmt siaen mit suntec dbs netlink hsbc cimb
12) sph ksh ock sats  ksh gpi  petronas FLT CLP wantwantchina zhulian luifook

@   dividend paying might change a bit cos agm dates shifted due to covid 19.



Remarks:

Added more banks. Added more dividend payors : malaysian breweries and more hk dividend stocks



Still much the same strategy during covid market downs as during normal times

- adding weekly
- doubling or even more during huge market downs

(all investments involves risks, including total capital losses and even getting in debt. please invest at your own risk)

Dividend and portfolio update - July 2020

Would like to emphasise this to readers again as before : stay the course .... dont panic. this time its NOT different

***Latest: MAS asked Banks to issue dividends 60% of 2019 level.  SCI, GPI and SATS no dividends 


Dividends up to the next few months by estimated dates

Coming weeks to months -- cash flowing in from counters in my portfolio ...

27/7 Sre

28/7 MIT

28/7 HKBJ

30/7 HGC

6/8 KC*

7/8  SIAE LPI*

12/8 SPost

14/8 BSemb

14/8 SphReit

17/8 KSH*

18/8 STel

20/8 DBS*

27/8 suntec  UOB*

28/8  CMT  CDG* OCK*

31/8 GE*

3/9 STE*

4/9 HSB* 

7/9 Hysan*

9/9 WW* ZL

10/9 PBB*. teckwah*

11/9 CKH*

14/9 CLP*

16/9 CHsong TaiC

17/9 Goldlion*

18/9 singre*

25/9 Panamy Lungkee* TCIL*

27/9 CRCT*

28/9 PG*

2/10 OCBC* MB*. BOCHK*

14/10 Lb*

17/10 HKL*

18/10 SGX*

21/10 MIT*

26/10 HKBJ*

30/10 AeonCHK* HSB*

2/11 FLT*

6/11 CIMB*

11/11 SGX*

22/11 SIAE*

26/11 NLT*

28/11 ksh* Suntec*

29/11 FCT* SGR*

6/12 MIT*

11/12 Sats* ZL*

12/12 GPI*

13/12 CLP*

16/12 FLT*

17/12 OCK*

18/12 PG*

20/12 sph*

24/12 WW*

• means approx date based on last year

Congrats all who owns the above counters and other counters paying out soon !

Dividend by month

1) singtel Panasonic tai Cheung  Chen Hsong holdings Takaful
2) sgx  plife starhillg fct sphreit cmt  capitacom mit suntec hsbank lian beng nam lee singpost LPI capital
3)   taisin  hsbank petronas capitaretail pbb clp zhulian hysan SHK
4) hsbc dbs cimb
5) steng plife sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc ge ckh
6)  netlink hsbank maybank petronas Kc dbs hkland FLT clp zhulian Lung kee goldlion
7) singpost  tcil hsbc bochk aeon creditHK hk Beijing enterprises
8) singtel  suntec ocbc  starhill sci kc steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi dbs LPI capital
9) plife  hlf teckwah singre capitaretail  petronas hsbank ge hsbc ckh pbb clp wantwantchina Panasonic tai Cheung zhulian Chen Hsong holdings lung kee goldlion hysan
10) sgx tcil lian beng hkland hsbc  maybank bochk aeon creditHK hkbeijing enterprise SHK
11) taisin sgx spost plife starhillg fct cmt siaen mit suntec dbs netlink hsbc cimb
12) sph ksh ock sats  ksh gpi  petronas FLT CLP wantwantchina zhulian

@   dividend paying might change a bit cos agm dates shifted due to covid 19.



Remarks:

Remained diversified. Added more banks. Added more dividend payors : goldlion, Shk ppties, Hysan, Takaful, Zhulian.

Removed Manulife HK, after finding out that dividend tax needs to be paid and dividends will be credited some 3 weeks after payable date. what a hassle!




Still much the same strategy during covid market downs as during normal times

- adding weekly
- doubling or even more during huge market downs

Over the past few months, I am slowly beefing up the number of my dividend counters, to enable to smoother and more consistent cash flow, after realising that, due to covid 1) some counters shift their payment 2) some counters cut their dividends 3) some counters omit their dividends.

Doing this will also mitigate the risks as it is more spread out to counters in Sg as well as overseas.  However, big banks & insurance ie core financial institutions will still have a heavier weightage overall.