Portfolio Update 26/3/2016

Dividend by month

1) uob singtel
2) plife suntec capitacom lian beng namlee fct
3) spost lum chang taisin
4)
5) steng sci  suntec uob sph fct
6) tcil plife ocbc
7) spost
8) metro stamland suntec plife uob singtel spost capitacom fct
9) steng sci ocbc
10) tcil lian beng ngi
11) taisin plife spost suntec lum chang hupsteel fct
12) sph

Comments:

Frasers centrepoint trust added. Now have 4 reits in my portfolio. Most probably will add one last one, perhaps MCT, to increase 3,6,9,12 dividend.


Nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters as well as the counters which are about to pay dividends soon.


DON'T FORGET TO ASK YOURSELF THESE QUESTIONS:


1) WILL THIS COMPANY GO BUST IN 10 YEARS?
2) WILL THIS COMPANY STOP DIVIDENDS?
3) WILL THIS COMPANY STOP INCREASING DIVIDENDS OVER TIME?

IF THE ANSWERS ARE YES OR UNSURE, STAY CLEAR OF THIS COMPANY

IF THE ANSWERS ARE NO, KEEP REINVESTING & STAY HEALTHY & STAY HAPPY. 

Portfolio Update 27/2/2016

Dividend by month

1) uob singtel
2) plife suntec capitacom lian beng namlee
3) spost lum chang taisin
4)
5) steng sci singre suntec uob sph
6) tcil plife ocbc
7) spost
8) metro stamland suntec plife uob singtel spost capitacom
9) steng sci singre ocbc
10) tcil lian beng noel gifts
11) taisin plife spost suntec lum chang hupsteel
12) sph

Activities:

Taisin will pay its dividend in March instead of April which it did last year.

Considered M1 and Roxy which pays regularly in April, but little point in putting capital in companies just for the sake of filling up my April dividend, when my other investment objectives are not fulfilled in these counters. M1 never invested before and probably will not since 4th telco coming in. Roxy, if price is attractive enough, i could consider, since it has hard asset backing.

I will now be waiting for my singpost lum chang and taisin dividends which will be paid in March.
-singpost dividend will be more as the amount was raised from 1.25c to 1.5c
-taisin dividend will be more as some of last mth dividend was used to add to it.

I am now looking at another counter, frasers centrepoint, possibly to reinvest some of my March dividends into. FCT has a unblemished record of raising dividends so far, fitting into the profile of plife, capitacom and suntec.

Some portfolio rearranging but overall:

Nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters as well as the counters which are about to pay dividends soon.


DON'T FORGET TO ASK YOURSELF THESE QUESTIONS:


1) WILL THIS COMPANY GO BUST IN 10 YEARS?
2) WILL THIS COMPANY STOP DIVIDENDS?
3) WILL THIS COMPANY STOP INCREASING DIVIDENDS OVER TIME?

IF THE ANSWERS ARE YES OR UNSURE, STAY CLEAR OF THIS COMPANY

IF THE ANSWERS ARE NO, KEEP REINVESTING & STAY HEALTHY & STAY HAPPY. 

my hupsteel investment

i had some discussion with my friend and here are the points. i bailed out way before its 5:1 consolidation and before it slumped further.

- true that it is heavily undervalued with hard asset and cash backing but:

- warning signs started in 2013 when it was paying out double its earnings as dividends. Most probably the boss himself did not see this oil crisis and he thought that he probably could ride it out with so many years in this industry and with the company's long history, moreover its new property was coming up and rental income could bolster its cash flow. But the oil crisis hit hard and the property market, industrial one which it was in, caused a double whammy effect. End effect is a 90% cut in dividends. This should be a clear signal to investors.

-dividends are important to the investor. But we need to check the sustainability of it. 

how people make money from the stock market

1) trading, buying and selling with little regard for stock fundamentals. can buy low and sell high and complete the trade within a day is ideal.  but how many people can really do that sort of thing?

2) value investing. quite the reverse of 1). lots of people call themselves VI. but how many people really are? True VI is hard. how many people have the patience to wait for the stock price to realise its potential? What if the calculation is incorrect? Does the returns commensurate the risks of waiting?

3) waiting for GO. there are a number of counters falling into this catogory. when this will happen? really no one knows? What if it does not happen? does one get paid while waiting? these are the questions one should ask

4) peter cundil/ warren buffet style...these involves skills. skills in picking up the right counters, which not everyone would be able to master however hard he/she tries. but the reward can be immense for the successful ones

5) dividend investment. construction of a portfolio which pays dividends mthly and just keep adding. to me, this is one of the easiest.

what's your method?

Portfolio simulation. 50k is enough to pay 9months of dividends a year. Bao Chi

A friend of mine said that my investment method is only reserved for pple with more funds.

Not true!

i decide to do a portfolio simulation with less than 10 counters, probably good for people with little time for monitoring yet want to reap the benefits of investing in the stock market.
(I am vested in these counters)

$50,000 is enough to buy into these counters to earn meaningful dividends for reinvestment, since now the lot size is 100 instead of 1000. 8 counters means an allocation of about $6,000 per counter.

1) Singtel
2) Singpost
3) Reit ( plife, suntec, capitacom)
4) SPH
5) ST ENG
6) OCBC

Notice these are big blue chip counters, probably the bluest of the blue chips in singapore. And notice that most of these counters have gone international, thus reducing the risk of single country.

Any of the above counters going bust is very unlikely.

They will likely be around 10 years time.

Buying into these counters will give the investor dividends in

January
February
March
May
July
August
September
November
December

Whenever dividend comes, simply invest them into counters which would be paying dividend soon. And repeat the process.

Using this strategy, a cagr of >10%, (usually 12-15%pa) is easily achieveable.

NOTE; FOCUS ON USING CASH FLOW TO INCREASE CASH FLOW. DON'T KEEP LOOKING AT PORTFOLIO SIZE. OVER TIME, THE PORTFOLIO HAS TO KEEP UP WITH THE INCREASED CASH FLOW(IE DIVIDENDS)

happy chinese new year!

Wish all readers a happy and prosperous CNY 2016!!!




so far into 2016, 4 of the counters in my portfolio raised dividends: plife capitacom suntec and singpost.

this shows that doing the necessary research and buying into the correct counters is very important

in my next post, i shall show how to play this investment game with a porfolio simulation

Portfolio update 31/1/2016

Dividend by month

1) uob singtel
2) plife suntec capitacom lian beng namlee
3) spost lum chang
4) taisin
5) steng kepcorp sci singre suntec uob sph
6) tcil plife ocbc
7) engro spost
8) metro stamland suntec plife uob singtel spost capitacom
9) steng sci singre ocbc
10) tcil lian beng noel gifts
11) taisin plife spost suntec lum chang hupsteel
12) sph

Activities:

Plife suntec and capitacom all announced an increased DPU.

Lian Beng maintained 1c in Feb 2016 as it did in Feb 2015, a testament of its dividend paying commitment to shareholders

Nam Lee is paying on 17/2/2016, which is different from the past, when it used to pay in March.

Nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters as well as the counters which are about to pay dividends soon.


DON'T FORGET TO ASK YOURSELF THESE QUESTIONS:


1) WILL THIS COMPANY GO BUST IN 10 YEARS?
2) WILL THIS COMPANY STOP DIVIDENDS?
3) WILL THIS COMPANY STOP INCREASING DIVIDENDS OVER TIME?

IF THE ANSWERS ARE YES OR UNSURE, STAY CLEAR OF THIS COMPANY

IF THE ANSWERS ARE NO, KEEP REINVESTING & STAY HEALTHY & STAY HAPPY. 

Wish readers a Prosperous Chinese New Year!!!