Portfolio and dividend update June 2020

Would like to emphasise this to readers again as before : stay the course .... dont panic. this time its NOT different


Dividend by month

1) singtel Panasonic tai Cheung  Chen Hsong holdings
2) sgx  starhillg fct sphreit cmt  capitacom mit suntec hsbank lian beng nam lee singpost LPI capital
3)   taisin  hsbank petronas capitaretail pbb clp manulife
4) hsbc dbs cimb
5) steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc ge ckh
6)  netlink hsbank maybank petronas Kc dbs hkland FLT clp manulife Lung kee
7) singpost  tcil hsbc bochk aeon creditHK hk Beijing enterprises
8) singtel  plife  suntec ocbc  starhill sci kc steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi dbs LPI capital
9)   hlf teckwah singre capitaretail  petronas hsbank ge hsbc ckh pbb clp wantwantchina Panasonic tai Cheung manulife Chen Hsong holdings lung kee
10) sgx tcil lian beng hkland hsbc  maybank bochk aeon creditHK hkbeijing enterprise
11) taisin sgx spost  starhillg fct cmt siaen mit suntec dbs netlink hsbc cimb
12) sph ksh ock sats  ksh gpi  petronas FLT CLP wantwantchina manulife

@   dividend paying might change a bit cos agm dates shifted due to covid 19.

Remarks:

Added local banks. Added want want China , Aeon credit hk and LPI capital. Also added Panasonic, hk Beijing enterprises, tai Cheung, Manulife hk

Added Chen Hsong holdings and Lung Kee, both of which have 2 decade of dividend paying under their belts. Lots of cash and little debt on both balance sheets will give less discomfort for their smaller caps.

New Bad surprise : GP industries a Super dividend payor has decided not to pay its final dividend.




Still much the same strategy during covid market downs as during normal times

- adding weekly
- doubling or even more during huge market downs

I have taken this chance of market 2500 to add even more, good blue chips like banks.

I am prepared if market falls, the extra dividends received will be used to add even more.

If market rises after this, at least i have already added. Even if it does to 2800 level, its still not expensive imo.

(all investments involves risks, including total capital losses and even getting in debt. please invest at your own risk)

Portfolio and Dividend update May 2020

Would like to emphasise this to readers again as before : stay the course .... dont panic. this time its NOT different


Dividend by month

1) singtel
2) sgx  starhillg fct sphreit cmt  capitacom mit suntec hsbank lian beng nam lee singpost
3)   taisin  hsbank petronas capitaretail pbb clp
4) hsbc dbs cimb
5) steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc ge ckh
6)  netlink hsbank maybank petronas dbs hkland FLT clp
7) singpost  tcil hsbc bochk
8) singtel  plife  suntec ocbc  starhill sci steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi dbs
9)   hlf teckwah singre capitaretail  petronas hsbank ge hsbc ckh pbb clp
10) sgx tcil lian beng hkland hsbc  maybank bochk
11) taisin sgx spost  starhillg fct cmt siaen mit suntec dbs netlink hsbc cimb
12) sph ksh ock sats  ksh gpi  petronas FLT clp

@   dividend paying might change a bit cos agm dates shifted due to covid 19.

Remarks:

I have reduced my singtel exposure, as going forward, i am getting less confident how the company is going to increase earnings and hence restore the fallen dividends, and now at 2500, there are ample opportunities to rotate out. 40B big telco ship to increase back to its former 60B cap, thats 50% gain,
and there are lots of hurdles, local as well as overseas to overcome. Its going to to be tough.
60B drop to current 40B is a drop of 33%, but to rise back to 60B its a gain of 50%.

Added more banks-local and overseas, such as bochk, pbb, cimb. Added CLP hk0002

Thought about adding Heinkein and Carlsberg My, as that would over whole of MY brewery, can the country stop drinking beer? But thought of garmen restriction and yoyoing of companies operation permissions, better not.

But might revisit this decision again later on.




Still much the same strategy during covid market downs as during normal times

- adding weekly
- doubling or even more during huge market downs

I have taken this chance of market 2500 to add even more, good blue chips like banks.

I am prepared if market falls, the extra dividends received will be used to add even more.

If market rises after this, at least i have already added. Even if it does to 2800 level, its still not expensive imo.

(all investments involves risks, including total capital losses and even getting in debt. please invest at your own risk)

Portfolio and dividend update - STAY THE COURSE

Would like to emphasise this to readers : stay the course .... dont panic. this time its NOT different


Dividend by month

1) singtel
2) sgx  starhillg fct sphreit cmt  capitacom mit suntec hsbank lian beng nam lee singpost
3)   taisin  hsbank petronas capitaretail
4) hsbc dbs cimb
5) steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc ge ckh
6)  netlink hsbank maybank petronas dbs hkland FLT
7) singpost  tcil hsbc bochk
8) singtel  plife  suntec ocbc  starhill sci steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi dbs
9)   hlf teckwah singre capitaretail  petronas hsbank ge hsbc ckh
10) sgx tcil lian beng hkland hsbc  maybank bochk
11) taisin sgx spost  starhillg fct cmt siaen mit suntec dbs netlink hsbc cimb
12) sph ksh ock sats  ksh gpi  petronas FLT



Remarks:

Added more banks-local and overseas, such as bochk, cimb. Added ckh also.


Still much the same strategy during covid market downs as during normal times

- adding weekly
- doubling or even more during huge market downs

For myself, I realised early in my investment career that I am unable to time market movements (in fact would fail miserably) and execute my buys accordings thus decided that better to adopt an approach of regular adding. This will inevitably catch lows and enables one to add more when prices are lower and add less when prices are higher. Of course, some are able to time, and if they really can, and Huat more this way, why not?

At end of day one is competing with no one but himself and needs to be honest as to what suits him.

So in Essence, this strategy which suits my circumstances and psychology, there is no need to time the market  as weekly add would average price out and doubling/tripling during downs would increase my holdings at lower prices. After all who exactly knows where market is heading? At least not me. Do u?

(all investments involves risks, including total capital losses and even getting in debt. please invest at your own risk)

Portfolio and dividend update March 2020 - start of covid market crash !

Dividend by month

1) singtel
2) fcot sgx  starhillg fct sphreit cmt  capitacom mit suntec hsbank lian beng nam lee singpost
3)   taisin  hsbank petronas capitaretail
4) hsbc dbs
5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc ge
6)  netlink hsbank maybank petronas dbs hkland
7) singpost  tcil hsbc
8) fcot singtel  plife  suntec ocbc  starhill sci steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi dbs
9)   hlf teckwah singre capitaretail  petronas hsbank ge hsbc
10) sgx tcil lian beng hkland hsbc  maybank
11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec dbs sia netlink hsbc
12) sph ksh ock sats  ksh gpi  petronas



Remarks:

Reduced reits exposure basically because the yields are getting too low to hold and there are more attractive options. And this was luckily before covid crash.

Added more banks-local and overseas. Sold off SIA- as on longer fit long term investment thesis on review.


Still much the same strategy during covid market downs as during normal times

- adding weekly
- doubling or even more during huge market downs

For myself, I realised early in my investment career that I am unable to time market movements (in fact would fail miserably) and execute my buys accordings thus decided that better to adopt an approach of regular adding. This will inevitably catch lows and enables one to add more when prices are lower and add less when prices are higher. Of course, some are able to time, and if they really can, and Huat more this way, why not?

At end of day one is competing with no one but himself and needs to be honest as to what suits him.

So in Essence, this strategy which suits my circumstances and psychology, there is no need to time the market  as weekly add would average price out and doubling/tripling during downs would increase my holdings at lower prices. After all who exactly knows where market is heading? At least not me. Do u?

(all investments involves risks, including total capital losses and even getting in debt. please invest at your own risk)

Portfolio and dividend update Feb 2020

Dividend by month

1) singtel
2) fcot sgx  starhillg fct sphreit cmt  capitacom mit suntec hsbank lian beng nam lee singpost
3)   taisin  hsbank petronas capitaretail
4) hsbc dbs
5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc ge
6)  netlink hsbank maybank petronas dbs hkland
7) singpost  tcil hsbc
8) fcot singtel  plife  suntec ocbc  starhill sci steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi dbs
9)   hlf teckwah singre capitaretail  petronas hsbank ge hsbc
10) sgx tcil lian beng hkland hsbc  maybank
11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec dbs sia netlink hsbc
12) sph ksh ock sats  ksh gpi  petronas



Remarks:

Added MB, PG, UOB, DBS, SPOST this month

Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

(all investments involves risks, including total capital losses and even getting in debt. please invest at your own risk)

50k portfolio with dividends every month

I last came out with such a portfolio about 4-5years ago. That time, i used an amount of about $10k.

This time I decide to increase the amount, to make the amount of dividends received more meaningful to people who depend on this.

I put myself in the shoes of a retiree who is not working and thus will need to depend on the dividend income for day to day use. Importantly, I don't want to outlive my portfolio.

This will also assume that I have in addition a sum of rainy day funds as I am not prepared to liquidate any of this portfolio, cos if i do, then the likelihood of me needing to return back to work increases.

So my portfolio will consist mostly of names which are well known and unlikely to go bust anytime in my lifetime and the income flow will expect to rise with time, to help me cope with the rising costs of living.

Its difficult to find good companies locally paying in 3 & 7 months, so i went over to HK market. This in turn, also adds diversification to the portfolio.

Dividends might go up as well as go down. But majority of them, with time, taking a collective view, it should be on a uptrend.


Ok, without further delay,

on left is counter and on right is number of shares
(please note that the amount and figures are approx only and will vary with time, of course)

Approx portfolio size around $50k. Each counter size is from $3000-$5000 roughly.

SPH R 3700
Singtel 1000
DBS 200
CDG 2000
SGX 500
SPH 2000
Spost 4500
Netlink 3900
CMT 1600
MIT 1400
HSBC 400
Hang Seng Bank 100


on the right of the counter name is the dividend amount

January Singtel 68                                                                                       TOTAL 68
February SPHR 51 SGX38 Spost23 CMT50 MIT 44                                TOTAL 206
March  HSB63                                                                                            TOTAL 63
April HSBC112 DBS66                                                                              TOTAL 178
May SPHR 51 CMT50 MIT 44DBS66 SPH130 CDG123 SGX 38          TOTAL 492
June HSB25 Netlink95                                                                               TOTAL 120
July HSBC56                                                                                              TOTAL56
August SPHR 51 CMT50 MIT 44 Singtel107 DBS66                               TOTAL 318
September HSB25 HSBC56 CDG123                                                        TOTAL 204
October SGX 38                                                                                          TOTAL 38
November SPHR 51 CMT50 MIT 44 HSB25 HSBC56 DBS66 SGX 38  TOTAL 330
December SPH130 Netlink98                                                                      TOTAL 228



***If anyone finds the info useful, please use it at your own risk

***Any investment carries risks, including the total loss of investment sum.

cut and paste this link to join telegram dividend investment discussions 

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

Portfolio and dividend update january 2020

Dividend by month

1) singtel lianbeng
2) fcot sgx  starhillg fct sphreit cmt  capitaretail capitacom mit suntec dbs hsbank
3) spost  taisin  nam lee hkland hsbank petronas
4) hsbc
5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec  hlf ocbc ge
6)  netlink hsbank maybank petronas dbs
7) singpost  tcil hsbc
8) fcot singtel  plife  suntec ocbc  starhill sci steng fct singpost sphreit cmt ock  capitacom  siaen mit sats uob cdg sci ksh gpi dbs
9)   hlf teckwah singre capitaretail  petronas hsbank ge hsbc
10) sgx tcil lian beng hkland hsbc  maybank
11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec dbs sia netlink hsbc
12) sph ksh ock sats  ksh gpi  petronas



Remarks:

Added MB, PG and DBS this month

Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

(all investments involves risks, including total capital losses and even getting in debt. please invest at your own risk)

cut and paste this link to join telegram dividend investment discussions 

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA