Less than 50k portfolio enough to get dividends ranging from $60-$300+ every mth

Check this out.

In approx sums,

$4000 hupsteel $8000 plife $8000 suntec $4000 nam lee $4000 singre $7500 tcil $4000 engro $4000 sats.

The above companies have been giving dividends yearly without fail even during crisis times.

with a total sum of about 45k, one can expect to get dividends EVERY MONTH ranging from $60-300+.

The amt received can be raised or reduced by adjusting the amt vested.

Its a good feeling to be able to collect dividends every mth.

*pls note: this is just an illustration. This might not be suitable for everyone. pls invest according to your own unique situation.

Next post

I will share abt wat to look for in order to build such a portfolio

when does value investing fail (if it does fail)?

1) wrong valuation of company.

2) inadequate mos or paying too high a price

3) failure to discern value from growth company. some companies might have features of both. But it is important to know n understand where the company fits in.

4) lack of patience to wait

5) premature liquidation when the best holding period for some companies is long term to forever.

6) trading mentality takes control of small profit while failing to stick to original plan.

7) buying into inconsistent or non dividend paying companies.

april portfolio progressn

What is market current direction? I don't have a slightest clue nor am i concerned with that. Stock prices goes up or down? Again, this doesnt really bother me as i cannot control prices also. I am having coffee after my morning walk at turf city. sometimes its not a bad idea spending time alone, having to do nothing while most of the other people are busy at work. Going to giant hypermarket to buy some fruits later.

Dividend by mth.
1) hupsteel
2) plife
3) namlee
4) taisin
5) steng singre hwahong suntec teckwah
6) tcil plife
7) engro
8) sats stamland suntec
9) steng singre teckwah plife
10) tcil
11) ngil taisin plife suntec
12) sats


More stamford land and teckwah will be added from my taisin dividend.

Focus will still be on improving cash flow rather than absolute asset price.

Features of current portfolio

1) Improves and increases cash flow, in terms of amount and frequency

2) Removes fear to a greater extent, since most of the above companies pay dividends at those times of the year, or around those times of the year, for the past 10 years. When crisis hits, the assurance of receiving dividends every month is there.

3) Downtime, add more units for same dividend. Uptime, add less. Overall effect is still more units with consequent greater dividends received over time.

why I don't take my gain off the table for noel gifts?

I started studying this company in detail and buying this counter 1-2yrs ago. I hold about 3/4m shares at ave price 26c. Capital gains of 30-40k so far.

One of my old friends said " damn stupid, make money, quickily gia lui n run"  I tried explaining my view to him but i guess he couldn't get my point.

Anyway here's my point

1) strong brand n getting stronger n getting increased visibility from the public n government.

2) sg50 & mas deals in...likely more to come perhaps from the private sector even.

3) capital plus dividend raise expected

4) company exists for 4 decades. I dont see it going bust anytime soon.

in summary, don't kill the goose which lays the golden eggs. the golden eggs are be put to hatch more golden gooses.

My thoughts on Penguin International Ltd

As some readers already know, I am a believer of dividends more than other things and take my time to analyse these. To me, corporate action is important as nobody sane would take out his wallet and throw his money without ample thinking.


Without further ado,

Here are the salient points

1) 16 years of history available.

2) skipped dividends 2004-6, 2009-13. Thus highly erratic pattern. Likely point to cyclical business and cyclical cash flow

3) 2 right issue 2000 and 2008. something which doesn't look good in view of the erratic dividend history.

4) no discernible raised trend can be seen.

I shall give it a miss.

IMO this counter, since dividends cannot be relied upon based on the above analysis, one will need to use share price gains to make money. Question is when will that happen? What if it doesn't? Then what?


Dividends represent cash flow and are like blood to the human body.



The above represents my own opinion, and which may be flawed. Investors/traders can still make money buying/selling penguin.

Portfolio progression - march

Dividend by mth.
1) hupsteel
2) plife
3) namlee
4) taisin suntec
5) steng singre hwahong suntec
6) tcil plife
7) engro
8) sats stamland suntec
9) steng singre plife
10) tcil
11) ngil taisin plife suntec
12) sats


More stamford land and some suntec reit will be added from parkwaylife and nam lee dividend.

Focus will still be on improving cash flow rather than absolute asset price.

Features of current portfolio

1) Improves and increases cash flow, in terms of amount and frequency

2) Removes fear to a greater extent, since most of the above companies pay dividends at those times of the year, or around those times of the year, for the past 10 years. When crisis hits, the assurance of receiving dividends every month is there.

3) Downtime, add more units for same dividend. Uptime, add less. Overall effect is still more units with consequent greater dividends received over time.

portfolio progression

Dividend by mth.
1) hupsteel
2) plife
3) namlee
4) taisin
5) steng singre hwahong
6) tcil plife
7) engro
8) sats stamland
9) steng singre plife
10) tcil
11) ngil taisin plife
12) sats

Progression from previous portfolio

1) leemetal sold as deemed higher risk than accepted.
2) plife bought in january- recession proof healthcare biz. Nil rights decade history. 4 x distribution a year with ascending trend
3) engro bought in january - meets other criteria (undervalued, cash rich debt little company, yearly dividend without fail, pays at same time of year etc)  n fills up july dividend gap.

Thus portfolio progessed to one which has dividends payout every mth except april. Had wanted to add M1 for april dividend income but price run up too fast, now pe20.

Lets see if I am able to add something at a meaningful price and at a meaningful quantity to produce dividend for April.

Features of current portfolio

1) Improves and increases cash flow, in terms of amount and frequency

2) Removes fear to a greater extent, since most of the above companies pay dividends at those times of the year, or around those times of the year, for the past 10 years. When crisis hits, the assurance of receiving dividends every month is there.

3) Downtime, add more units for same dividend. Uptime, add less. Overall effect is still more units with consequent greater dividends received over time.



p.s.

I realised that taisin paying in april. so every mth is fixed.

The late realisation is probably too many counters to keep an accurate track. And taisin pays in March the previous years.