S$11k portfolio giving 11months dividends per year

I put myself in the shoes of an middle age to older person. I can doing some part time job to keep busy and to earn a little income. I want to have passive income every month. I do not like to monitor the market as I find that stressful and I might end up making wrong desisions. I want a low risk portfolio. Perhaps, at most once or twice a year, I take a look at the absolute values of the portfolio. And importantly, I do NOT want to outlive my portfolio and I would like to see the the overall dividends go up with time.

ok

here it is

Singtel 500 shares   $1560
SPH 400 shares   $944
Netlink NLT 1200 shares   $1008
DBS 100 shares $2630
SGX 200 shares  $1480
Singpost 1000 shares  $960
ST Eng 300 shares  $1185
Mapletree Industrial Trust (MIT) 800 shares   $1656

Dividend (figures represent sum in dollars)

Jan    Sintel 34
Feb   DBS 30 SGX 15 SPOST 5 total 50
Mar   MIT 16
Apr
May   STE 30 SPH 22 DBS 30 SGX 15 total 97
June   NLT 24 MIT 16  total 40
July   SPOST 20
Aug   MIT 16 SINGTEL 53.5  DBS 30 SPOST 5 total 104.5
Sept   STE 15
Oct    SGX 15
Nov   DBS 30 SGX 15 SPOST 5  total 50
Dec    SPH 28 NLT 24 MIT 16  total 68

*** this is just my own plan for my ownself, use it as a guide, if anyone wants, at your own risk

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

Dividend and portfolio update April 2019

No dividends received from stock counters for month of April. Few counters paying in May went XD in April

Added SIA, SPH, SGX, Bukit Semb and SingRe. Nothing sold.

Great news from DBS as it decided to pay quarterly now. Wonder if the other banks would follow.

Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

cut and paste this link to join telegram dividend investment discussions 

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

Dividend and portfolio update March 2019

Remarks:

Added more banks, sia and keppel corp

On review of ums position, figured out that the risk benefit does not fit in and took the chance to sell it off at 74c, and bought keppel corp in the process. ums-dividend cut last term and now absence of special.






Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

cut and paste this link to join telegram dividend investment discussions 

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

Hyflux

from the dividend perspective,

all was well, and the company was even paying biannual dividends starting 2010

then if u notice, 2012 and 2013 dividend seems to have taken a halt in growth. Sure, it could be a natural part in its business.

then in 2014 and 2015, dividend was cut to 0.023c for each of those years. This should ring some alarm bells already.

2016 dividend cut further to 0.012. IMO should be time to get the hell out.

look at 2017, skipped dividend for august. if still don't get out...really good luck amd really need to find a damn good reason not to


Created a telegram chatgroup for those interested in dividend discussions.


https://t.me/Jamescookandrew

Noted the above is channel telegram, not ideal for new members to start posting as soon as they join

cut and paste this link to join telegram dividend investment discussions on a more private level

https://t.me/joinchat/LF1A_hcaKpIQDPChnbnwcA

Dividend and portfolio update Feb 2019

***Have omitted the dividend by month as the above list is more informative and its more taxing to check and update the individual counters, since some counters can pay 1 month earlier or 1 month later.


Remarks:

Added more three banks keppel corp sia sph sia


bank prices took a slight hit and i was able to add some more. dividend bumped up in some cases

st eng i thought it would also up dividend but it was maintained at 10c.

comfort also reported results within my expectations. dividends raised slightly.

hlf reported some good results. nav rose to exceed $4. dividend raised also.






Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

Dividend and portfolio update Jan 2019

Dividend by month

1) singtel
2) fcot sgx  starhillg fct sphreit cmt fortune capitaretail capitacom mit suntec
3) spost  taisin  nam lee
5) fcot steng sgx  uob sph starhillg fct sphreit cmt cdg hcg Singre teckwah mit sci suntec bumi hlf ums
6) tcil ocbc
7) singpost ums
8) fcot singtel  plife  suntec ocbc  starhillg sci steng fct singpost sphreit cmt ock fortune  capitacom  siaen mit sats uob cdg sci
9)   hlf teckwah bumi singre capitaretail
10) sgx ums tcil
11) fcot taisin sgx spost  starhillg fct cmt siaen mit suntec
12) sph ksh ock sats netlink ums



Remarks:

Added more cdg sia and three banks.

As expected (see previous post), taisin continued to slide.. Market is taking a while to correct downwards and reflecting the similar bearish view of eventual eps drop and dividend cut. the last straw would be seeing the real result. of course, i could be totally wrong on this, as market is proven time and again to spring surprises to investors, big and small. if taisin were a billion dollar blue chip, i might just hold on. but its not, and safety first.

Fortune reit released a very good set of results yesterday. both nav and dividend rise as expected. and as expected, this counter continued to rise upwards against the broader market weakness.

tan chong went down with the profit guidance result. this counter is for long, so its not unexpected that those with short horizon and weaker holders to bail out. as time goes, this gets even more undervalued.

I would be eagerly waiting for the blue chips counters to report their results in the coming weeks.




Overall,

nothing fanciful and nothing new: dividends received will be used to reinvest in the same counters and/or the counters which are about to pay dividends soon.

No further input is necessary. Portfolio creates the income every month and gets reinvested. One reinvestment move means one more continuous stream of income in the future.

Counters get rebalanced periodically as and when the opportunities arise.

Market up or down doesn't matter too much, in fact is not a bad thing after all. Dividends provided new cash flow as compounding and dollar cost average tool.

This is all season, all market condition investment strategy, and works for all investors of all ages as well.

Its time in the market which matters ... read this and work out the sums

Let me share a educational story as a new year inspirational story

Meet Uncle High, Sg worst investor who only buys at the highest point in the market. 

He has good intentions to invest his money but each time he does it, he does it right at the time when the masses has nearly completed their frenzy buying. 

Born 1965

Studied hard and Graduated with a University degree and started work in 1988, just after Black Monday crisis

Landed job earning 2kpm

Saved 0.5kpm from 1988 to 1996 and

Bought into STI high 2450 February 1996

STI crashed 2yrs later 1998 STI 896. Wipe out 64%! Yes, 64%. Meaning every $1000 became $360 or pretty much so.

From 1996 to October 2007 STI 3800, managed to save 1kpm due to wage increase. 

Bought in at STI 3800

Then STI crashed March 2009 1500. Wipe out 61% of value! Meaning every $1000 became $390 or pretty much so.

He only buys blue chips in SG of the largest cap and reinvest his dividends as they come. Average STI returns over past 30yrs is around 8-10%. We take 8% since Paul High is such a lousy investor

Being twice unluckily at having bought at the highest STI just before the massive crashes occur, Paul High decides to stay off investing as he thinks he has enough of it.


U think Uncle High at 54 years of age, is a loser as of 2019? What do you think is his current net worth?